Scott Koon

As summer arrives in Tennessee, it’s a great time to take a fresh look at your insurance coverage. From your home and car to renters and recreational vehicles, let’s make sure your protection still fits your life today.

Start the season with confidence—I’m here as your local State Farm agent to offer personalized policy reviews and free quotes for auto, renters, home, and recreational vehicle insurance.

This time of year is also perfect for exploring bundle opportunities and making sure your coverage is ready for everything an Tennessee summer can bring—from road trips to time on the lake. Let’s work together to keep what matters most protected all season long.

The Scott Koon Insurance Agency

We at the Scott Koon Insurance Agency understand that life can be tough, but it is our privilege to help you make smart decisions when it comes to your insurance. We always emphasize our business philosophy of helping you feel safe and understanding your insurance coverage in our positive environment.

I have been with State Farm since 1999 and have been a State Farm Agent since 2009. I am licensed to market insurance in Tennessee, Alabama, and Mississippi. As a veteran of the US Army, I deeply value the sense of community and service that we foster at our agency. My wife and I are active members of Rolling Hills Community Church and we have 3 grown children and 2 grandchildren.

My team and I are here to help you personalize your insurance plans to properly protect your vehicles and home, as well as ensure you are taking advantage of all the discounts available to you. Whether you are driving to visit family or staying at home, we have a dedicated team to help you better understand what Auto insurance, Home insurance, and Life insurance needs are right for you. You can follow us on Facebook or Instagram to learn more about our team and for quick tips!

As your friendly neighborhood insurance agent, my team and I are deeply engaged in the Franklin community and take immense pleasure in being a part of this incredible area! If there's anything you need assistance with regarding your insurance, we are more than happy to help. We offer a comprehensive range of insurance options, including Home, Auto, Business, Renters, and Life insurance, making us your ultimate destination for all your insurance needs.

While our office is located in Franklin, we are always ready to serve customers in the neighboring areas, such as: Spring Hill, Brentwood, Thompsons Station, Columbia, Nashville, Fairview, College Grove, and Nolensville.

If you need any assistance regarding insurance, don't hesitate to give us a call, send an email or text message, or drop by our office! We can't wait to meet you and have the chance to earn your insurance business!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Scott, your local State Farm agent in Franklin, TN, is here to help.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Connect with Scott for insurance guidance in Franklin.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. In Franklin, you can count on Scott for personalized service.

Q: How would you explain renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Scott is here to help your Franklin household feel covered.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Looking for coverage? Talk with Scott about your options in Franklin.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Scott is proud to serve the Franklin community.